Use your SCHEELS Visa credit card at SCHEELS and for everyday purchases anywhere to quickly earn SCHEELS gift cards.
Account Summary:
- 3 points for per $1 spent at SCHEELS and SCHEELS.com
- 1 point per $1 spent everywhere else
- Receive a $25 SCHEELS gift card automatically every time you reach 2,500 points
FNBO by the Numbers:
- Over 60 years of credit card issuing experience
- More than $1Billion in total managed assets
- We’ve partnered with over 250 companies and institutions
- 3,827,337 active credit card accounts
Everyday Purchases
Conveniently use your credit card everywhere to easily and securely keep track of spending and managing your account.
Be sure to use your card for:
Shopping and Restaurants
Treat yourself or enjoy a night out. Remember you can use your card for groceries, clothes, dining out and other purchases.
Vacations and Travel
Taking that vacation you’ve always wanted is more convenient when you use one card for vacation purchases such as airfare, lodging, restaurants and your souvenirs.
Maintenance and Home Improvement
When repairs are needed or you dream of upgrades to your home, you can use your credit card to conveniently keep track of your transactions and more.
Healthcare and Personal Expenses
You may use your credit card for medicines, medical bills, first aid items and personal purchases at your doctor’s office and pharmacy.
Business
Be sure to use your business credit card account for purchases such as office supplies, travel, fuel and more to support your business needs.
www.card.fnbo/scheels Activate Card
You can activate your credit card online. Enroll or log in to your online account and select Activate Card.
Credit department reviews and approves all requests for additional cards. Upon approval the additional card will be sent. The delivery times will vary depending on your location. However, most cards will be received within 10-14 business days of the original request.
What happens when I lock my card?
- We will send you a confirmation email when the card is locked or unlocked.
- We will send an email notification if a declined transaction occurs as a result of the card being locked.
- Locking your card will prevent it from being used for new purchases, ATM withdrawals, cash advances, and online purchases from merchants that have the card on file.
- To avoid service interruptions, locking your card will not stop recurring transactions (such as subscriptions and gym memberships) that the merchant designates as recurring transactions. Please note that we do not control how merchants choose to designate these transactions. Incoming balance transfers will still be processed.
- If you’ve added your Visa® card to a digital wallet, you can still make digital wallet purchases in stores, merchant apps, and online while your card is locked.
- If you’ve added your Mastercard® credit cards to a digital wallet, locking your card will prevent it from being used for digital wallet purchases in stores, merchant apps, and online.
- When using our lock/unlock service, please communicate with other users on your account as the setting changes you make will apply to all cards with the same account number.
Can I use my credit card to get cash at an ATM?
Yes. You can use your credit card at any PLUS System or NETS ATM – 24 hours a day, 7 days a week. All you need is your card and Personal Identification Number (PIN) – the secret code that lets you access your account from an ATM.
Please Note: Applicable fees may apply. This feature may not be available on some credit card accounts.